Am I Covered for COVID-19 During My Upcoming Cruise?

,Yes — Emergency Medical Care does cover you for COVID-19 while you're on your cruise, as long as:

You’ve followed all federal travel vaccine requirements issued by the Government of Canada for entry and/or return to Canada, and

The country you're cruising to isn't under a government-issued travel advisory to avoid all or non-essential travel due to COVID-19 at the time of your departure.

*

🚫 Not Covered If...

You're not covered for COVID-19-related expenses if:

You're travelling to a destination under a Government of Canada advisory against all or non-essential travel (in effect before your departure date).

The advisory is related to COVID-19, and you proceed with travel regardless.

If a COVID advisory is issued after you've already left, you’ll need to make necessary changes to your travel plans to remain eligible for coverage.

*

⚠️ Benefit Limits to Know

Some medical benefits have set limits. For example:

Treatments like physiotherapy, chiropractic, osteopathy or podiatry (if prescribed by a doctor) are capped at $300 per discipline.

*

📍 Helpful Resource

Check the latest travel advisories at:
👉 Government of Canada Travel Advice and Advisories

Updated on: 07/04/2025