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# 💬 Can I Get Bill Payment Protection if I’m on Disability or Workers’ Compensation?

If you’re **currently receiving disability benefits**, including **Ontario Disability Support Program (ODSP) assistance**, you’re **not eligible** to apply for **TELUS Bill Payment Protection** at this time—even if you also work part-time. The plan generally requires you to be actively working at least **25 hours per week** when you apply.

That’s because this protection is meant to **cover you if you become unable to work after enrollment**, not for an existing disability or work-related injury. The program does not directly pay an existing TELUS bill or provide general financial assistance.

💡 **Think of it like a seatbelt** — it has to be buckled *before* something happens.


✅ **To qualify, you must:**

* Be **actively working** when you apply
* Have a **regular income** from a job or self-employment
* Be **between 18–64 years old**
* Have an **active TELUS account** in good standing


🚫 **Not eligible if:**

* You’re **on short- or long-term disability**
* You’re **receiving EI or workers’ compensation benefits (WCB)**
* You’re **not medically cleared** to work


🧠 **Why this matters**

Insurance can only cover **future, unexpected events**.

If you’re already off work due to injury or illness, it’s considered a **known condition**, which means coverage can’t start until you’re **back to work and earning income again**.