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# Can I Remove the Pet Damage Endorsement from My KOHO Standard Tenant Coverage?

###### I don't have a pet. Can the pet damage endorsement be removed to lower my cost?

No. The pet damage endorsement is a standard part of KOHO's group tenant insurance plan. It's built into the plan for every member, whether or not you have a pet. It's not an optional add-on, so it can't be removed, and removing it wouldn't change what you pay.
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###### Why is pet coverage included if I don't have a pet?

Your KOHO tenant insurance is a group plan. Every member gets the same standard coverage, and the pet damage endorsement is part of it. The plan isn't customized for each person, so coverage that doesn't apply to you stays in place at no extra cost.