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# 💍 Cash, Jewelry, Collectibles & Other Special Limits

Your tenant insurance includes coverage for personal belongings, but some categories of property have **special limits**.

A special limit is the maximum amount payable for all items in a category combined during a single covered loss, even if your overall contents coverage limit is higher.

For example, if you have $15,000 in contents coverage, the special limit for stolen jewelry is still $1,000.

**💵 Cash & Money**

Coverage is limited to:

* Cash
* Bank notes
* Coins
* Bullion
* Gold (other than goldware)
* Silver (other than silverware)
* Platinum
* Medals

**Maximum coverage: $200 per covered loss**

**Example:** If $500 in cash and collectible coins are stolen during a break-in, the most payable under this category would be **$200 total**, not $200 for each item minus the $500 deductible.
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###### 💍 Jewelry, Watches & Furs

Coverage is limited to:

* Jewelry
* Watches
* Furs
* Precious and semi-precious stones

**Maximum coverage: $1,000 total per covered theft loss**

**Example:** If three rings, a watch, and a necklace are stolen and their combined value is $4,000, the most payable under this category would be **$1,000 total minus the $500 deductible.**
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###### 🔫 Firearms

Coverage is limited to:

* Firearms
* Related equipment and accessories

**Maximum coverage: $2,000 total per covered theft loss**

If multiple firearms are stolen during the same incident, the most payable under this category is **$2,000 total minus the $500 deductible.**
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###### 🥄 Silverware & Goldware

Coverage is limited to:

* Silverware
* Silver-plated ware
* Goldware
* Gold-plated ware
* Pewterware
* Tea sets
* Trays
* Trophies

**Maximum coverage: $2,500 total per covered theft loss (Minus the $500 deductible)**
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###### 📱 Electronics Stolen From a Vehicle

Certain electronic devices designed to operate from a vehicle's electrical system are covered up to **$1,000 per covered loss** while in or on a vehicle.

This limit also applies to related accessories and media.
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###### 🌎 Property Away From Home

Personal property is primarily covered while at the insured location.

If covered property is away from the insured location when a covered loss occurs, coverage is limited to **$1,000 total per covered loss (minus the $500 deductible)**, subject to the policy terms and conditions.
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###### 
🚫 Items Not Covered

The policy does not provide coverage for certain types of property, including:

* Animals, birds, or fish
* Motor vehicles
* Aircraft
* Watercraft
* Credit cards
* Business records and data
* Passports
* Property belonging to tenants, boarders, or roommates who are not insured under the policy

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