🏡 How Much Insurance Do I Need for My Home?
When it comes to home insurance, there’s no one-size-fits-all. The right amount of coverage depends on two things:
🔨 The cost to rebuild your home (not the market value)
📦 The value of your personal property—think furniture, clothes, electronics, and everything in between
To make sure you're adequately covered:
Do a quick home inventory so you know what your stuff is worth.
Think about upgrades or high-value items that might need extra protection.
⚠️ Heads up: There are limits and exclusions that apply to personal property (like max payouts for jewelry or electronics). Always check in with your insurance provider so you know where you stand.
🔨 The cost to rebuild your home (not the market value)
📦 The value of your personal property—think furniture, clothes, electronics, and everything in between
To make sure you're adequately covered:
Do a quick home inventory so you know what your stuff is worth.
Think about upgrades or high-value items that might need extra protection.
⚠️ Heads up: There are limits and exclusions that apply to personal property (like max payouts for jewelry or electronics). Always check in with your insurance provider so you know where you stand.
Updated on: 01/04/2025
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