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# How Much Liability Coverage Do I Need?

Liability insurance is a must-have for tenants. Most landlords require it as part of the lease agreement—typically asking for either **$1 million or $2 million** in coverage.

Why? Even as a renter, you can be held legally responsible for injuries to others or damage to the property. Liability coverage helps protect you financially in case something unexpected happens.

💡 **Quick tip:** Always check your lease to confirm how much coverage is required. If you’re not sure how much you need, our team can help guide you through it.