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#  I Have a Basement Locker — Is It Covered by My Condo Insurance Policy?

Yes! Your basement locker is considered part of your condominium unit and is typically covered under your condo insurance policy. 🙌

However, there are a few important things to keep in mind to make sure you’re fully protected:


 🔍 **What You Need to Know**

✅ **Covered by Policy**: Your locker is generally included as part of your unit’s insured property, meaning damage or theft involving the locker is likely covered.

💦 **Consider Add-Ons**: Basement lockers are more vulnerable to things like flooding or water seepage. You might want to explore **additional water damage coverage** or **contents insurance** to better protect the items you store there.

🧾 **Inventory is Key**: Keep a list (and ideally, photos) of what you store in the locker in case you ever need to file a claim.


 💡 **Pro Tip**

If you’re storing high-value items in your basement locker (like electronics, sports equipment, or collectibles), talk to your insurance provider about increasing your contents coverage.