I Have a Wood Stove or Pellet Stove — How Does That Impact My Home Insurance?
🔥 Solid fuel appliances like wood stoves, pellet stoves, or even fireplaces are cozy — but they can increase your fire risk if not properly installed or maintained.
Because of that, insurers may need to review extra details about your setup before providing an accurate home insurance quote.
We’ll ask about:
When it was installed
If it was professionally installed
What type of chimney or venting system it uses
How often it's cleaned or serviced
Once we have those details, we can make sure your quote reflects the right level of coverage — and risk.
Because of that, insurers may need to review extra details about your setup before providing an accurate home insurance quote.
We’ll ask about:
When it was installed
If it was professionally installed
What type of chimney or venting system it uses
How often it's cleaned or serviced
Once we have those details, we can make sure your quote reflects the right level of coverage — and risk.
Updated on: 08/04/2025
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