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# Pregnancy & Travel Insurance — What’s Actually Covered

**Pregnant and travelling? 🍼✈️**

Here’s what your travel insurance *does* and *doesn’t* cover.

**✅ Covered if:**

* Pregnancy was **stable** for at least **7 days before you left**.
* You’re within your policy’s **week limit** (usually up to **31 weeks**).
* Something **unexpected** happens:
 • Early birth more than **9 weeks before due date**
 • Sudden complications

* If baby arrives early, you get up to **$25,000 CAD** for newborn emergency care.

**🚫 Not Covered:**

* Regular prenatal check-ups or ultrasound
* Planned or induced deliveries
* Trips past your pregnancy week limit
* Complications from an unstable pregnancy before travel
* Care for a healthy newborn

**💡 Travel tips:**

* Bring your due date letter + key medical notes
* Make sure your dates fit your policy’s week limit
* If pregnancy isn’t stable, reschedule — coverage won’t apply

📄**Policy reference:** [Tugo Travel Insurance Policy Wordings](https://www.datocms-assets.com/66146/1682695377-tugo_travel_policy.pdf) — see *General Conditions* & *Pregnancy Coverage*

💬 **Need help?** Chat with us or call **1-855-929-8846**