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# 🧾 Understanding Deductibles on TuGo Travel Insurance

A deductible is the amount you pay out of pocket before your insurance coverage applies.


With our partner-issued TuGo policies, the deductible is $300. This means you’re responsible for the first $300 of any eligible emergency medical claim.

💡 Example:

If you have an eligible medical claim for $2,000, TuGo covers $1,700, and you pay $300.


📌 Key things to know:

* It only applies to Emergency Medical Insurance
* You don’t choose this amount—it’s already part of your plan
* The $300 deductible applies per claim


Your deductible is shown on your Confirmation of Coverage


🔗 Review the full policy wording here:
[https://www.tugo.com/en/travel-insurance/policy-wordings/](https://www.datocms-assets.com/66146/1682695377-tugo_travel_policy.pdf),