> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.gowalnut.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# 🏡 What Is Custom Tenant Insurance Coverage (and Why Would I Choose It)?

So you’re looking to get tenant insurance, but instead of a quick checkout, you’ve been offered a **custom quote** — what’s the deal?

**Custom Tenant Coverage** is offered through our **partners** when the **standard plan isn’t available** in your province, or when you need something a little more tailored to your life. You still get solid protection from a licensed Canadian insurer — it’s just more flexible than the one-size-fits-all option.


🤔 Why Would I Choose Custom Over Standard?

There are a few common reasons:

1. **Your province isn’t supported**
    If you live in **Quebec, New Brunswick, PEI, Saskatchewan, or Newfoundland and Labrador**, the standard coverage isn’t offered — so you’ll be given a custom quote instead.
    
⚠️ Coverage and availability in these provinces may vary depending on the partner you’re purchasing through.

2. **You want more control over your coverage**
    Standard plans come with fixed limits. But maybe you want to raise your personal property coverage, tweak your deductible, or add something extra — custom coverage gives you that flexibility.
    
3. **You’ve got a unique living setup**
    Sharing with roommates? Renting a condo? Got specific landlord requirements? A custom policy lets you build something that fits your situation better.


 **🧾 What’s Usually Included?**

Custom plans typically include:

* **Personal liability** (if you accidentally damage your place or someone gets hurt)
    
* **Coverage for your stuff** (against fire, theft, water damage, and more)
    
* **Temporary accommodations** (if your rental becomes unlivable due to a covered event)

Coverage amounts and available options may vary based on your province and preferences.


 **💬 How Do I Get a Custom Quote?**

Easy — if you’re on a partner site and you see the **“Get a Custom Quote”** button, just click it and fill out your info. One of our licensed advisors may follow up to help you finalize everything.

Still unsure? Tap the **chat bubble** or shoot us a message — we’ve got your back. 🙌