What Is Term Life Insurance? (And Why You Might Actually Need It)
Let’s be real — life insurance doesn’t exactly scream fun, but it’s one of those grown-up things that can really make a difference for the people you care about. 🫶
Term life insurance is simple: it covers you for a specific period of time — think 10 to 40 years — and if something happens to you during that time, your loved ones get a tax-free payout to help them out financially.
So... What’s the Point?
It’s peace of mind. Term life gives you the option to lock in a plan for the years when your life (and bills) are at their busiest — mortgage, rent, kids, loans, you name it.
And no, this isn’t the kind of insurance that grows with cash value or lasts forever (that’s whole life insurance, which we don’t offer). This is clean, affordable, no-fuss protection for the now.
We’ve teamed up with RBC Insurance to bring you term life coverage that actually fits your life:
✨ Coverage terms from 10 to 40 years
💰 Up to $1 million in coverage
🧘♀️ No medical exam for most — easy online application
💡 Just what you need. Nothing you don’t.
It’s life insurance minus the confusing stuff. If you're ready to protect your future self (and your people), this is a solid place to start.
Check it out and get started here: gowalnut.com/ca/term-life
Term life insurance is simple: it covers you for a specific period of time — think 10 to 40 years — and if something happens to you during that time, your loved ones get a tax-free payout to help them out financially.
So... What’s the Point?
It’s peace of mind. Term life gives you the option to lock in a plan for the years when your life (and bills) are at their busiest — mortgage, rent, kids, loans, you name it.
And no, this isn’t the kind of insurance that grows with cash value or lasts forever (that’s whole life insurance, which we don’t offer). This is clean, affordable, no-fuss protection for the now.
What We Offer
We’ve teamed up with RBC Insurance to bring you term life coverage that actually fits your life:
✨ Coverage terms from 10 to 40 years
💰 Up to $1 million in coverage
🧘♀️ No medical exam for most — easy online application
💡 Just what you need. Nothing you don’t.
It’s life insurance minus the confusing stuff. If you're ready to protect your future self (and your people), this is a solid place to start.
Check it out and get started here: gowalnut.com/ca/term-life
Updated on: 09/04/2025
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