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# What is the Difference Between Standard Tenant Coverage and Custom Coverage


* **Standard Tenant Coverage** offers a **preset coverage limit** for common risks, while **Custom Coverage** allows flexibility to adjust protection based on your needs. Below is a breakdown of the standard coverage options:


 **🔹 Standard Tenant Coverage Includes:**

✔ **Personal Property Coverage:** Ranges from **$5,000 to $15,000**, protecting your belongings against risks like **theft or damage**.

✔ **Property Damage Liability:** Provides **$100,000** to cover damages you might **accidentally cause** to the rental property. Learn more.

✔ **Bodily Injury Liability:** Offers **$1 million** to cover **legal or medical expenses** if someone is injured in your rented space.

✔ **Medical Payments to Others:** Allocates **$10,000** for immediate **medical expenses** if a guest is injured on your property.


**🔹 Need More Coverage? Get a Custom Plan!**

If these **standard coverage options don’t fully meet your needs**, you can explore **customized coverage options**.

![](https://storage.crisp.chat/users/helpdesk/website/-/7/f/1/f/7f1f2925b37ccc00/image_1c9bm5v.png =454x200)


💡 Some plans allow you to **adjust coverage limits** and add **additional protection**. Simply use the **“Get a quote with more coverage and options”** feature to tailor a policy that best suits your specific requirements.