Can I Get Car Insurance With a Non-Standard License?

Short Answer

Yep — even if you’ve got a higher-class license (like Class 1 for trucks, or Class 2–4 for buses and commercial vehicles), you’re still covered to drive a regular car. That’s because those licenses automatically include General Class passenger privileges for your province.

What to Do on Insurance Forms

When you’re filling out an auto insurance form and it asks for your license class:

• Select Class 5 (for Alberta) or the equivalent passenger class in your province.
• If the form asks for GDL stage dates (learner, probationary, full), just use the same full-license date across all three — higher-class licenses don’t show separate GDL stage dates.

Alberta Example

• You have a Class 1 license (transport truck).
• This automatically includes Class 5 (passenger vehicle).
• On the form, pick Class 5.
• Enter your full-license date in all the date boxes.

Other Provinces (Quick Reference)

• Ontario → G1, G2, G for cars. A–F for commercial. Pick G.
• BC, Manitoba, Saskatchewan, Quebec, Atlantic provinces → Class 5 for cars, Class 1–4 for commercial. Pick Class 5.

Pro Tip

Can’t remember the date you got your full license? That’s normal.

• Give your best guess, but make sure the year is correct.
• Or request a driver’s abstract from your province’s licensing office to get the exact date.

Bottom Line

If you’ve got a commercial license, you can totally insure your car. Just pick your passenger license class (G or 5) and use the same full-license date across the stages.

Updated on: 26/09/2025