🔍 Do I Have to Pay a Deductible for KOHO Standard Tenant Coverage?

If you're covered under a KOHO Standard Tenant Insurance plan, here's the scoop on how deductibles work:

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💸 When Does the Deductible Apply?

If your claim is for Content coverage (aka your personal belongings like furniture, electronics, or clothes), there’s a $500 deductible per coverage tier under your KOHO Group Tenant Insurance plan.

Example:
If your stolen or damaged items are valued at $1,200, your deductible is $500 — meaning you’d be reimbursed for the remaining $700 (once the claim is approved).

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✅ What’s Covered Without a Deductible?

You won’t have to pay a deductible for claims related to:

• Bodily Injury (someone else gets hurt in your rental)

• Property Damage (damage caused to the rental unit)

• Medical Payments (if a guest needs minor medical help after an incident)

So if your claim doesn’t involve your personal belongings, you’re covered — no out-of-pocket cost 🙌

Updated on: 28/03/2025