Articles on: KOHO

✈️ What’s Covered with KOHO Travel Insurance?

OHO offers travel insurance through TuGo, giving you flexible options right from the KOHO app. Whether you're taking a short trip or going abroad, you can customize your coverage to suit your travel plans — all in a few taps.


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✅ Plans Available at Checkout


Here’s what you can choose from when purchasing travel insurance through KOHO:


  • Emergency Medical (Worldwide)

Covers unexpected medical expenses while travelling outside your province or country.

  • Trip Cancellation & Interruption

Reimburses non-refundable trip costs if you cancel or cut your trip short due to a covered reason.

  • Trip Cancellation (Only)

Protection for prepaid travel expenses if you cancel your trip before it begins.

  • Baggage Coverage

Covers your luggage and personal items if they’re lost, stolen, or damaged.

👉 *Baggage coverage must be purchased as part of a single trip plan/package.*

  • Inclusive Package

A bundle that includes Emergency Medical, Trip Cancellation/Interruption, and Baggage coverage.


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💼 Add-Ons You Can Select at Checkout


Unlike some other platforms, KOHO lets you include these extras during purchase:


  • Rental Car Protection

Covers costs if your rental vehicle is damaged or stolen.

👉 *Rental car protection must be purchased with a single trip plan/package.*

  • Accidental Death & Dismemberment (AD&D)

Provides a financial benefit in case of serious injury or death due to a travel-related accident.


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🔍 Want to Review the Full Policy Details?


You can check out TuGo’s official policy wording here:

📄 https://shop.tugo.com/store/AFL000/coverages/en

Just scroll to the bottom of the page, and under Policy Wording, click “Traveller Policy.”


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📩 Need Help?


Didn’t get your policy email or have questions?


  • 💬 Or click the chat bubble in the lower-left corner of your screen


🕐 We’re available Monday–Friday, 8am–7pm EST

Updated on: 28/03/2025

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