✈️ What’s Covered with KOHO Travel Insurance?

KOHO offers travel insurance through TuGo, giving you flexible options right from the KOHO app. Whether you're taking a short trip or going abroad, you can customize your coverage to suit your travel plans — all in a few taps.

📱 How to Access Travel Insurance in the KOHO App

Travel Insurance is available to KOHO members with an eligible paid plan.

To purchase Travel Insurance:

• Open the KOHO app.
• Tap the Discover tab.
• Select Travel Insurance.
• Choose the coverage that best fits your trip and complete your purchase.

Important: Travel Insurance is only available to customers with an eligible KOHO paid plan (Essential, Extra, or Everything). If you're using the free KOHO plan, the Travel Insurance option will not appear in the app.

✅ Plans Available at Checkout

Here’s what you can choose from when purchasing travel insurance through KOHO:

• Emergency Medical (Worldwide)

Covers unexpected medical expenses while travelling outside your province or country.

• Trip Cancellation & Interruption

Reimburses non-refundable trip costs if you cancel or cut your trip short due to a covered reason.

• Trip Cancellation (Only)

Protection for prepaid travel expenses if you cancel your trip before it begins.

• Baggage Coverage

Covers your luggage and personal items if they’re lost, stolen, or damaged.
👉 Baggage coverage must be purchased as part of a single trip plan/package.

• Inclusive Package

A bundle that includes Emergency Medical, Trip Cancellation/Interruption, and Baggage coverage.

💼 Add-Ons You Can Select at Checkout

Unlike some other platforms, KOHO lets you include these extras during purchase:

• Rental Car Protection

Covers costs if your rental vehicle is damaged or stolen.
👉 Rental car protection must be purchased with a single trip plan/package.

• Accidental Death & Dismemberment (AD&D)

Provides a financial benefit in case of serious injury or death due to a travel-related accident.

🔍 Want to Review the Full Policy Details?

You can check out TuGo’s official policy wording here:
📄Tugo Travel Policy

📩 Need Help?

Didn’t get your policy email or have questions?

• 📧 Email us at contact@gowalnut.com
• 💬 Or click the chat bubble in the lower-left corner of your screen

🕐 We’re available Monday–Friday, 8am–7pm EST

Updated on: 28/07/2026