Do I Need Travel Insurance If I'm Traveling Within Canada?

Yes! Travel insurance is still important even when traveling within Canada because it covers more than just medical emergencies abroad. It also protects against unexpected travel disruptions.

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🔹 Why Consider Travel Insurance for Domestic Travel?

✔ Trip Cancellations & Delays – Coverage for non-refundable flights, hotels, and transportation if your trip is unexpectedly cancelled or delayed.

✔ Lost, Stolen, or Delayed Baggage – Compensation for personal belongings if your luggage is lost, stolen, or arrives late.

✔ Medical Emergencies – While provincial health plans cover basic medical expenses, they may not cover:

Ambulance services
Prescription drugs outside your home province
Emergency dental treatment

✔ Accidental & Travel Interruptions – Coverage if you have to cut your trip short due to an emergency.

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🔹 When Should You Get Travel Insurance?

You should consider domestic travel insurance if:

You have prepaid, non-refundable bookings
You are traveling to a remote area with limited medical access
You want extra peace of mind for baggage, delays, or cancellations

✅ Even within Canada, unexpected costs can arise. Travel insurance ensures you're covered!

Updated on: 20/03/2025