🏡 What Is Custom Tenant Insurance Coverage (and Why Would I Choose It)?
So you’re looking to get tenant insurance, but instead of a quick checkout, you’ve been offered a custom quote — what’s the deal?
Custom Tenant Coverage is offered through our partners when the standard plan isn’t available in your province, or when you need something a little more tailored to your life. You still get solid protection from a licensed Canadian insurer — it’s just more flexible than the one-size-fits-all option.
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🤔 Why Would I Choose Custom Over Standard?
There are a few common reasons:
Your province isn’t supported
If you live in Quebec, New Brunswick, PEI, Saskatchewan, or Newfoundland and Labrador, the standard coverage isn’t offered — so you’ll be given a custom quote instead.
⚠️ Coverage and availability in these provinces may vary depending on the partner you’re purchasing through.
You want more control over your coverage
Standard plans come with fixed limits. But maybe you want to raise your personal property coverage, tweak your deductible, or add something extra — custom coverage gives you that flexibility.
You’ve got a unique living setup
Sharing with roommates? Renting a condo? Got specific landlord requirements? A custom policy lets you build something that fits your situation better.
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🧾 What’s Usually Included?
Custom plans typically include:
Personal liability (if you accidentally damage your place or someone gets hurt)
Coverage for your stuff (against fire, theft, water damage, and more)
Temporary accommodations (if your rental becomes unlivable due to a covered event)
Coverage amounts and available options may vary based on your province and preferences.
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đź’¬ How Do I Get a Custom Quote?
Easy — if you’re on a partner site and you see the “Get a Custom Quote” button, just click it and fill out your info. One of our licensed advisors may follow up to help you finalize everything.
Still unsure? Tap the chat bubble or shoot us a message — we’ve got your back. 🙌
Custom Tenant Coverage is offered through our partners when the standard plan isn’t available in your province, or when you need something a little more tailored to your life. You still get solid protection from a licensed Canadian insurer — it’s just more flexible than the one-size-fits-all option.
*
🤔 Why Would I Choose Custom Over Standard?
There are a few common reasons:
Your province isn’t supported
If you live in Quebec, New Brunswick, PEI, Saskatchewan, or Newfoundland and Labrador, the standard coverage isn’t offered — so you’ll be given a custom quote instead.
⚠️ Coverage and availability in these provinces may vary depending on the partner you’re purchasing through.
You want more control over your coverage
Standard plans come with fixed limits. But maybe you want to raise your personal property coverage, tweak your deductible, or add something extra — custom coverage gives you that flexibility.
You’ve got a unique living setup
Sharing with roommates? Renting a condo? Got specific landlord requirements? A custom policy lets you build something that fits your situation better.
*
🧾 What’s Usually Included?
Custom plans typically include:
Personal liability (if you accidentally damage your place or someone gets hurt)
Coverage for your stuff (against fire, theft, water damage, and more)
Temporary accommodations (if your rental becomes unlivable due to a covered event)
Coverage amounts and available options may vary based on your province and preferences.
*
đź’¬ How Do I Get a Custom Quote?
Easy — if you’re on a partner site and you see the “Get a Custom Quote” button, just click it and fill out your info. One of our licensed advisors may follow up to help you finalize everything.
Still unsure? Tap the chat bubble or shoot us a message — we’ve got your back. 🙌
Updated on: 01/04/2025
Thank you!