Articles on: Tenant Insurance

What is the Difference Between Standard Tenant Coverage and Custom Coverage


  • Standard Tenant Coverage offers a preset coverage limit for common risks, while Custom Coverage allows flexibility to adjust protection based on your needs. Below is a breakdown of the standard coverage options:


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🔹 Standard Tenant Coverage Includes:


âś” Personal Property Coverage: Ranges from $5,000 to $15,000, protecting your belongings against risks like theft or damage.


âś” Property Damage Liability: Provides $100,000 to cover damages you might accidentally cause to the rental property. Learn more.


âś” Bodily Injury Liability: Offers $1 million to cover legal or medical expenses if someone is injured in your rented space.


âś” Medical Payments to Others: Allocates $10,000 for immediate medical expenses if a guest is injured on your property.


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🔹 Need More Coverage? Get a Custom Plan!


If these standard coverage options don’t fully meet your needs, you can explore customized coverage options.


💡 Some plans allow you to adjust coverage limits and add additional protection. Simply use the “Get a quote with more coverage and options” feature to tailor a policy that best suits your specific requirements.

Updated on: 21/03/2025

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