Articles on: Tenant Insurance

What is the Difference Between Standard Tenant Coverage and Custom Coverage

Standard Tenant Coverage offers a preset coverage limit for common risks, while Custom Coverage allows flexibility to adjust protection based on your needs. Below is a breakdown of the standard coverage options:

*

🔹 Standard Tenant Coverage Includes:

Personal Property Coverage: Ranges from $5,000 to $15,000, protecting your belongings against risks like theft or damage.

Property Damage Liability: Provides $100,000 to cover damages you might accidentally cause to the rental property. Learn more.

Bodily Injury Liability: Offers $1 million to cover legal or medical expenses if someone is injured in your rented space.

Medical Payments to Others: Allocates $10,000 for immediate medical expenses if a guest is injured on your property.

*

🔹 Need More Coverage? Get a Custom Plan!

If these standard coverage options don’t fully meet your needs, you can explore customized coverage options.

💡 Some plans allow you to adjust coverage limits and add additional protection. Simply use the “Get a quote with more coverage and options” feature to tailor a policy that best suits your specific requirements.

Updated on: 21/03/2025

Was this article helpful?

Share your feedback

Cancel

Thank you!