🧳 What Would My Trip Cost be When Filling Out a Quote?
When you're grabbing travel insurance, one of the first things you’ll be asked is your trip cost — but what does that actually mean?
Trip cost refers to the total prepaid and non-refundable expenses related to your trip. This is the amount you'd lose if you had to cancel unexpectedly and couldn't get your money back.
💸 What Should You Include?
Add up the stuff you’ve paid for in advance that you wouldn’t get refunded for, like:
Flights
Hotels or vacation rentals
Tours or excursions
Cruise packages
Prepaid activities or transportation (like a train pass)
If you're not getting that money back in case of cancellation, it counts.
🚫 What Not to Include
Skip things like:
Refundable bookings
Meals and spending money
Anything you haven’t paid for yet
🤓 Why It Matters
Your trip cost helps determine your premium and how much you'd get back if you cancel for a covered reason. Being accurate is key — underestimating might mean you’re not fully covered, and overestimating could mean you’re paying more than you need to.
Trip cost refers to the total prepaid and non-refundable expenses related to your trip. This is the amount you'd lose if you had to cancel unexpectedly and couldn't get your money back.
💸 What Should You Include?
Add up the stuff you’ve paid for in advance that you wouldn’t get refunded for, like:
Flights
Hotels or vacation rentals
Tours or excursions
Cruise packages
Prepaid activities or transportation (like a train pass)
If you're not getting that money back in case of cancellation, it counts.
🚫 What Not to Include
Skip things like:
Refundable bookings
Meals and spending money
Anything you haven’t paid for yet
🤓 Why It Matters
Your trip cost helps determine your premium and how much you'd get back if you cancel for a covered reason. Being accurate is key — underestimating might mean you’re not fully covered, and overestimating could mean you’re paying more than you need to.
Updated on: 15/04/2025
Thank you!