🧳 What Would My Trip Cost be When Filling Out a Quote?

When you're grabbing travel insurance, one of the first things you’ll be asked is your trip cost — but what does that actually mean?

Trip cost refers to the total prepaid and non-refundable expenses related to your trip. This is the amount you'd lose if you had to cancel unexpectedly and couldn't get your money back.

💸 What Should You Include?

Add up the stuff you’ve paid for in advance that you wouldn’t get refunded for, like:

• Flights

• Hotels or vacation rentals

• Tours or excursions

• Cruise packages

• Prepaid activities or transportation (like a train pass)

If you're not getting that money back in case of cancellation, it counts.

🚫 What Not to Include

Skip things like:

• Refundable bookings

• Meals and spending money

• Anything you haven’t paid for yet

🤓 Why It Matters

Your trip cost helps determine your premium and how much you'd get back if you cancel for a covered reason. Being accurate is key — underestimating might mean you’re not fully covered, and overestimating could mean you’re paying more than you need to.

Updated on: 15/04/2025