🏠 What Should I Select for My Architectural Type?

When requesting a custom tenant insurance quote, you'll be asked to select your Architectural Type.

Not sure which one to pick? No worries — here's a quick guide.

Apartment – Low Rise

Choose Apartment – Low Rise if you live in an apartment building that is 1 to 4 storeys tall.

These buildings are often:

• Smaller apartment buildings
• Walk-up apartments
• Older apartment complexes
• Buildings that may not have an elevator

Apartment – High Rise

Choose Apartment – High Rise if you live in an apartment building that is 5 or more storeys tall.

These buildings are often:

• Apartment towers
• High-rise rental buildings
• Condo buildings
• Buildings that typically have one or more elevators

Basement Apartment

Choose Basement Apartment if your rental unit is located in the basement of another home and has its own living space.

Examples include:

• Legal basement suites
• Basement rental apartments
• In-law suites rented to tenants

Detached House

Choose Detached if you rent an entire house (or mini home) that does not share any walls with another home.

Semi-Detached / Duplex

Choose Semi-Detached / Duplex if your home shares one wall with another home.

This also includes many duplexes where each unit has its own entrance.

Townhouse

Choose Townhouse if your home is one of several homes connected in a row.

Townhouses typically:

• Have their own entrance
• May have multiple floors
• Share side walls with neighbouring homes

Triplex

Choose Triplex if your building contains three separate residential units, regardless of which unit you live in.

❓What if I rent a mobile or manufactured home?

If you rent the entire mobile or manufactured home, select Detached, as it is a standalone residence.

If you're renting only part of a mobile home or you're unsure which option best describes your rental, contact our support team before completing your quote so we can help ensure the correct information is entered.

Updated on: 06/07/2026