Why Can’t I Select the Tenant Insurance Start Date I Need?

If you're purchasing standard tenant insurance, you can select a coverage start date up to 45 days in the future.

If you need your coverage to start more than 45 days from today, don't worry — the date selector is working as intended. Standard tenant insurance simply doesn't support effective dates beyond this window.

Need Coverage to Start More Than 45 Days From Now?

You'll need to request a custom tenant insurance quote instead.

A custom quote allows us to review your coverage needs and arrange a future effective date that isn't available through the standard tenant insurance purchase process.

Good to Know

Tenant insurance coverage cannot start on the same day you purchase it. Whether you're purchasing standard coverage or requesting a custom tenant insurance quote, the earliest available effective date is the following day.

Updated on: 01/09/2026